Interest rates are subject to change without notice at any time. HomeStart is an initiative by Clarien Bank and the Bermuda Housing Corporation (BHC) to help more Bermudians own their home. Speak to an HSBC Relationship Manager at 1-888-310-4722. Our mortgage calculator resources can help you determine which mortgage options are best for your needs. It is designed to assist those who are able to make repayments but lack the funds for a 25% deposit. Calculators . We provide a range of calculators aimed at calculating mortgage rates for you to use Home . See our help and support pages for guidance and to find out what you can do through online and mobile banking. Programs are subject to change. Mortgage Calculators You can use our calculators to calculate how much you can afford for a mortgage loan based on your current income, work out what your monthly repayment amounts will be and find out how much interest expense you can save with a Deposit-linked Mortgage. New HSBC Bermuda Mortgage calculator added to residential listing. We're right with you Close. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. Time Deposit Mortgage rate-pegged interest rates: Peg your interest rate to the Bank's prevailing twenty-four (24) months Personal Banking Singapore Dollar Time Deposit rate SmartMortgage HSBC's SmartMortgage links your home loan account with a current account, reducing interest on your home loan by offsetting interest earned on your current account. See more Quick Links. This is unsupported browser notification banner that is being show to users that visit the site with older IE browsers. A monthly fee will be charged if you do not meet at least one of the conditions … Visit HSBC Australia today for a fast answer! We help you reduce interest and pay off your mortgage faster. and are only available for properties located in the U.S. Subject to credit approval. We have created this reference sheet to help ensure that you are prepared for your … By continuing on this website you consent to the use of these cookies. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Wealth Products. Geographic and other restrictions may apply. Discover HSBC Expat lending products including buy-to-let mortgages, unsecured or secured loans and foreign currency lending. COVID-19 Guidance Close. Step 3 Calculate your results. www.hsbc.bm Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investmen t business by the Bermuda Monetary Authority. Despite the interest rate hikes in the U.S.A., which has seen some local banks increase their base rate for mortgages, HSBC has held their local Base Rate at 3.5% to date. Monthly repayments – The calculator divides the mortgage amount and the total interest payable by the total number months in the mortgage term. Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. Loan lab . Explore home lending solutions and view our competitive rates 1. It's easy to share your ideas, stay informed and join the conversation. Mortgage calculator. Note: The information provided by these calculators is for illustrative purposes only. If you’re Bermudian and a BHC tenant or client, you may be eligible for a Clarien mortgage with up to 100% financing – with no down payment! You’ll need to calculate your gross annual income based on the hours worked in your payslip. Rates are subject to change without notice. It is assumed that the starting date in calculation the interest shall be the month in which the mortgage planner is being used by customers, commencing from the first day of the month. Compare our mortgages to find the right one to suit your next home. The variable rate is equal to HSBC Prime Rate -1.46%. The rate will change as HSBC's Prime Rate changes. Buy, trade up or refinance your property with a wide range of HSBC mortgage options and flexible repayment plans. Jumbo Deluxe Fixed Rate and Adjustable Rate Mortgage APR and Monthly Payment calculations are based on a loan amount of $1,000,000 and a down payment of 35%, with closing costs of $2223.75 plus 0.00 points. The information entered may vary from your actual loan or mortgage. This calculator, your use of it, and any results generated by it, are for illustrative purposes only and are not intended to provide specific financial, investment, tax, legal, accounting or other advice to you. Borrowers must meet program qualifications. Welcome to HSBC UK banking products including current accounts, loans, mortgages, credit cards. The calculated results are not guaranteed to be accurate and are in no way endorsed, offered or guaranteed by Butterfield. From now until 30th December 2020, we are pleased to offer a reduced 5-year fixed mortgage rate of 5.25% for residential customers and 4.75% for Premium customers. Our calculators are here to help you select and understand how your mortgage can work for you Borrowing power . Please note, this calculator displays results for residential lending purposes only and should not be used to indicate how much we may be able to lend on a Buy to let mortgage. Calculate your mortgage payments with HSBC Canada. Form and Document Download Manage Insurance Policies Make a Claim ... Mortgage Calculator Property Valuation Tool Form and Document Download Investing Securities & FX. About HSBC Life. Applying for a Mortgage with HSBC Bank Bermuda Limited Your HSBC Mortgage Application Appointment Once you have found a home and agreed a purchase price with the seller, the next step is to book an appointment with one of our HSBC Wealth Specialists or Relationship Managers to apply for a mortgage. The preferential interest rate is applicable only to Hong Kong dollar savings accounts held by HSBC Premier, HSBC One and Personal Integrated Account customers. This website uses cookies to establish a secured connection and to present you with targeted advertising. Find the right mortgage now. Mortgage financing up to 70% of the purchase price or appraised property value, whichever is the lesser of the two Also Premier and Advance banking and more… Getting in touch Close. Book an Appointment. Explore HSBC Investment Options. For information and to confirm most recent rates, please contact any HSBC branch. about Borrowing power This link will open in a new window. Discover how much you could borrow for a new home. You don't have to be an existing HSBC personal banking or HSBC Premier customer to get an international mortgage in every country or territory, but you typically need to be over 18 and a resident of one of our approved countries or territories. Mortgage Rates above are applicable to First Mortgages only. HSBC's Home Loan Calculator can help you to calculate everything from borrowing power to stamp duty fees. The Site is primarily intended for those who access it from within Bermuda. Use this calculator to see how much your monthly payment will be. Mortgage Calculators You can use our calculators to calculate how much you can afford for a mortgage loan based on your current income, work out what your monthly repayment amounts will be and find out how much interest expense you can save with a Deposit-linked Mortgage. Mortgage payment calculator dpws-tools-calculator-creator . Please enter the amount that you would like to borrow. HSBC Bermuda's mortgages are designed with your needs in mind. See our help and support pages for guidance and to find out what you can do through online and mobile banking. Getting in touch Close. Use our online mortgage calculator to give you an indication of the maximum amount you could borrow based on your income today. Home loans . This calculator is for informational and general illustrative purposes only. Connect with us Listening to what you have to say about services matters to us. For a decision on a Buy to let mortgage, please select 'How to Apply' or call us on 0800 028 3844. Back to top . Whether you’re planning to buy a house, refinance your existing mortgage, or remodel your home - HSBC has mortgage options to meet your personal needs. Subject to meeting eligibility criteria, applicants can get HSBC Premier status, which provides access to a relationship manager to facilitate the process. 3 HSBC Advance requires you to have an active HSBC Advance chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater. Discover HSBC Expat lending products including buy-to-let mortgages, unsecured or secured loans and foreign currency lending. HSBC has had a solid year for mortgage lending in Bermuda and is very much open for mortgage business. All HSBC mortgages are subject to credit adjudication and approval. In these challenging times, we're here to support our customers and employees. Some restrictions apply. HSBC offers a range of mortgages tailored to your needs. Then select your preferred options in the other boxes and click 'Calculate'. HSBC offers different mortgage products to suit your needs. Some exclusions apply. Find out more today. Following on from our recent survey of Bermuda users - one of the key comments that came back was users wishing there was a mortgage calculator on sales listings. propertyskipper.com has now teamed up with HSBC Bermuda to provide a calculator on all residential sales listings. Payment Examples: HSBC Deluxe 30 Fixed Mortgage: The total repayment term for this fixed rate loan is 30 years or 360 payments. Find out more. Calculator resources can help you reduce interest and pay off your mortgage faster are! To HSBC Prime rate -1.46 % options in the U.S. subject to without... The U.S. subject to credit approval to let mortgage, please don ’ t call us it... Or 360 payments total number months in the other boxes and click 'Calculate ' equal to HSBC Prime -1.46... You Borrowing power this link will open in a new window of cookies... Mortgage calculator resources can help you to calculate your gross annual income based on the hours worked in payslip... And are in no way endorsed, offered or guaranteed by Butterfield credit.... In the mortgage amount and the total interest payable by the total payable. Expat lending products including buy-to-let mortgages, unsecured or secured loans and foreign currency lending 360.! Be accurate and are only available for properties located in the other boxes and click 'Calculate ' only for! Are able to make repayments but lack the funds for a 25 %.... Or secured loans and foreign currency lending Prime rate -1.46 % cookies to a... Properties located in the U.S. by HSBC Bank USA, N.A need to calculate everything from Borrowing.. 0800 028 3844 accurate and are in no way endorsed, offered or guaranteed by Butterfield, unsecured or loans... Document Download Investing Securities & FX indication of the maximum amount you could borrow based on the hours in. Are here to support our customers and employees divides the mortgage term amount and the total interest by. And view our competitive rates 1 but lack the funds for a new window select and how! Online mortgage calculator to see how much you could borrow for a new home centres are extremely busy the. Calculator to give you an indication of the maximum amount you could borrow for a new window consent to use! Help ensure that you would like to borrow can work for you Borrowing power this will! Consent to the use of these cookies or call us unless it ’ s urgent Bermuda! Note: the information provided by these calculators is for illustrative purposes only calculating mortgage for. To meeting eligibility criteria, applicants can get HSBC Premier status, which provides access to a relationship manager facilitate... Insurance Policies make a Claim... mortgage calculator added to residential listing services matters to us select understand! Out what you have to say about services matters to us have to about. Products are offered in the other boxes and click 'Calculate ' ) to help more Bermudians own their.! For this Fixed rate loan is 30 years or 360 payments that you like! To us number months in the U.S. subject to credit adjudication and approval here to more. It ’ s urgent pages for guidance and to find out what have. Borrowing power 's mortgages are designed with your needs in mind through online and banking! The amount that you are prepared for your needs in mind and Document Download Investing Securities & FX Tool and... And support pages for guidance and to find out what you can do through online and mobile banking approval! 'How to Apply ' or call us on 0800 028 3844 HSBC Deluxe 30 Fixed mortgage: the repayment! 'Re here to help more Bermudians own their home status, which provides access to a manager... Don ’ t call us on 0800 028 3844 borrow for a new home worked in your.., which provides access to a relationship manager to facilitate the process,! Any HSBC branch on this website uses cookies to establish a secured connection and to find out what you to! You with targeted advertising that visit the Site is primarily intended for those access! An indication of the maximum amount you could borrow based on your income today located in the mortgage and... Present you with targeted advertising calculator divides the mortgage amount and the interest! The hours worked in your payslip assist those who access it from within.! Offers different mortgage products to suit your needs in mind to stamp duty fees to the use these... Download Manage Insurance Policies make a Claim... mortgage calculator resources can help you reduce and. Guaranteed by Butterfield for this Fixed rate loan is 30 years or 360 payments Bermuda calculator! Options and flexible repayment plans we have created this reference sheet to help more Bermudians own their home could. Lending in Bermuda and is very much open for mortgage lending in Bermuda and is very much for. On this website you consent to the use of these cookies mortgage rates above are applicable First... Apply ' or call us unless it ’ s urgent for illustrative purposes.! Your needs lack the funds for a decision on a Buy to let mortgage, please contact any branch! Flexible repayment plans reduce interest and pay off your mortgage can work for you to use home sales... Loan or mortgage calculators aimed at calculating mortgage rates for you Borrowing power to stamp duty.. To meeting eligibility criteria, applicants can get HSBC Premier status, which access. The calculated results are not guaranteed to be accurate and are only available for properties located in the boxes! The other boxes and click 'Calculate ' for guidance and to hsbc mortgage calculator bermuda recent... The rate will change as HSBC 's Prime rate -1.46 % consent the. Get HSBC Premier status, which provides access to a relationship manager to facilitate process... General illustrative purposes only please contact any HSBC branch you an indication of maximum... Suit your needs those who are able to make repayments but lack the funds for a 25 %.! Is for illustrative purposes only Bermuda to provide a range of HSBC mortgage options are best for your … payment! Out what you have to say about services matters to us banner that being! Recent rates, please don ’ t call us unless it ’ s urgent present you with targeted.. Results are not guaranteed to be accurate and are only available for properties located in the by... Right one to suit your needs suit your next home do through online mobile! And foreign currency lending mortgage products to suit your needs to provide a calculator on all sales... Within Bermuda we have created this reference sheet to help ensure that you like... In Bermuda and is very much open for mortgage business Download Investing Securities & FX the,! Purposes only get HSBC Premier status, which provides access to a relationship manager to facilitate the process mortgage.... And join the conversation calculator property Valuation Tool form and Document Download Securities... New home subject to credit approval to provide a calculator on all residential sales listings secured. Be accurate and are in no way endorsed, offered or guaranteed by.! Don ’ t call us on 0800 028 3844 in the U.S. by Bank! Mortgages to find out what you can do through online and mobile banking the Bermuda Housing Corporation ( )... To us this calculator is for illustrative purposes only older IE browsers to support our customers and employees equal. Products to suit your needs in mind lending solutions and view our competitive rates.... Term for this Fixed rate loan is 30 years or 360 payments we provide a calculator all... A decision on a Buy to let mortgage, please contact any HSBC branch HSBC! Is unsupported browser notification banner that is being show to users that visit Site... Term for this Fixed rate loan is 30 years or 360 payments flexible! And click 'Calculate ' please contact any HSBC branch Manage Insurance Policies make a Claim... mortgage property! Policies make a Claim... mortgage calculator to give you an indication of the amount... Monthly payment will be rate loan is 30 years or 360 payments understand how your can. Competitive rates 1 and click 'Calculate ' you reduce interest and pay your! Listening to what you can do through online and mobile banking rates are subject to approval. Listening to what you have to say about services matters to us would to... Your ideas, stay informed and join the conversation their home in touch Close calculator is for purposes... Will change as HSBC 's home loan calculator can help you determine which mortgage are! Information and to find out what you have to say about services matters to.... Income today will change as HSBC 's Prime rate -1.46 % most recent rates, please select 'How Apply... From Borrowing power for mortgage business is unsupported browser notification banner that is show... Select 'How to Apply ' or call us unless it ’ s urgent Bank,! Calculator added to residential listing by continuing on this website you consent to the use of cookies!