7101 Wisconsin Ave #1050. Is there a class action suit against them for violations ? Consequently, if you were injured in an accident and received a letter from Equian, you should consider consulting with a lawyer. However, its your contractual responsibility to notify your insurance provider immediately after an accident occurs, regardless of who caused the accident. The biggest danger of not paying a judgment is that the insurance company can place a lien on any property you own, garnish your wages, or get money from any bank accounts you have. Its a long time personal protection against just such fishing expeditions. 9390 Bunsen Parkway, Louisville, KY 40220. The company acts as a third-party administrator, working on behalf of the insurance company to recover the funds they paid out. Many times, receiving the letter indicates that: 1) someone else may be responsible for paying your medical bills, and 2) you may be entitled to additional compensation for your medical treatment. Should I See A Chiropractor After A Car Accident? A monthly free credit score & Equifax credit report are available with Equifax Core CreditTM. Embarrassing for sure. Medical Bills and Letter from Equian. The law applies to mortgages, credit cards, medical debts and other debts for personal, family or household purposes. Subrogation letters are drafted by a third party, typically an insurance company, as a tool to recover compensation on behalf of a claimant. Moreover, businesses do not need to be licensed in PA in order to collect a debt, provided that the company is not otherwise doing business in the state. Select your business application to login: Copyright 2023 Equifax, Inc. All rights reserved Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners. Some of these companies exclusively work with particular health care . If you have any problems with your payment, please contact BCBSTX customer service at 1-800-538-8833. 5975 Castle Creek Pkwy, Suite 100 Wrong? Recd a letter from Equian regarding a accident or injury. In many cases, the agency will accept less than the total amount to settle to recover something. You'll also receive a monthly Equifax credit report. That said, it is still a good idea to talk to a personal injury attorney before talking to Equian. If you were hurt in a way that might create a personal injury claim (for example, a car accident, a work injury, a slip-and-fall accident, etc. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts. $290 to register or renew a collection agency registration; $290 to register each branch office of the collection agency (if any) $10 to write the mandatory exam; See section 29.1 of the CDSSA for more information about fees. Why did I receive a subrogation letter from Equian? Waiving your right to subrogation could constitute a breach of contract with your insurance provider. Get a D&B Hoovers Free Trial. can t use carpenter's workbench skyrim; how long does it take a rat to starve to death; cowboy hat making supplies; why would i get a letter from circuit clerk Collection agencies are companies that purchase consumer debt and work to recover unpaid balances. Type 2 diabetes accident related???? They really were there every step if the way. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website. Letting your insurance carrier act on your behalf puts you at risk of missing out on the compensation you deserve. By combining Credit Balance with Payment Recovery, we focus on 100% resolution to all open accounts. If you have a credit account with a balance that becomes past due, your lender may enlist the help of a collection agency. I was treated in Urgent Care and Sports medicine. The date is nearly 2 years ago. This is a process known as subrogation, whereby insurance providers can . BBB File Opened: 10/20/1992. The claim we are investigating may be for treatment you received from an injury experienced at work or from an auto accident. I would like to know under what criteria I was singled out to be audited twice! Why and HOW are they getting involved? For more information email. T.Cernatescu. Everything checked out fine. For example, if you were treated for a fracture in the Emergency Department because another car struck you, then the subrogation company recognizes that someone else may be responsible for your medical bills. corp. All statements on this website are subject to our Disclaimer. Market to our mailing list or continue to send emails to our clients after the original transaction has occurred. It wont affect the users experience that make your site experience more efficient and may not function properly. Overview. WE COLLECT WITH RESPECT. According to CalOPPA, we agree to the following: You will be notified of any Privacy Policy changes: How does our site handle Do Not Track signals? After receiving medical treatment for an injury, you might receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc.). Although they may willingly pay out claims to policyholders in need, they certainly will not eat a loss when their policyholder is not at fault. If they pay you money for medical expenses or property damages caused by a third party, they want their money back. The only reason they are allowed to call your workplace is to verify your employment and once they have done that, they are not allowed to contact your workplace anymore. Browse jobs and read about the Equian Southfield location with content posted anonymously by Equian employees in Southfield, MI. You need to be aware of your rights and responsibilities regarding this accident, your treatment, and your medical bills. Handling Different Types of Collection Claims in PA Most insurance providers send subrogation claims to a collection agency. Here are some answers to frequently asked questions . In the example above, Sally can get her car fixed without waiting for an investigation. The letter I received indicates they are looking to see if another insurance should pay for my treatment. Equian is a end-to-end payment integrity organization. They are known as healthcare subrogation companies. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information. For example, you: 800-962-6831. If someone gets injured and goes to the hospital, their health insurance provider will cover their bills. Mail in forms to complete some services. If the insurance company files a lawsuit and has the court enter a judgment against you, there is still no guarantee that they can recover any money. The company manages over $250 billion in claims data on their innovative platform designed to assist clients by avoiding, identifying, pricing, analyzing clinical codes, and ultimately recovering inaccurate transactions in the complex environments of healthcare, workers compensation, and property & casualty markets. Professional debt collectors know that the earlier they contact you, the higher their chance of collecting; agencies have many ways of locating you. You do this through your browser settings. If the insurance company . They are put in place to provide a positive experience for users. If you have a credit account with a balance that is past due, your lender may enlist the help of a debt collector. The Federal Trade Commission, United States consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect childrens privacy and safety online. We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways: We do not use vulnerability scanning and/or scanning to PCI standards. Chamber of Commerce - The Most Trusted Online Business Community San Francisco, California 94111, Anderson Franco, Esq. I am wondering the same. Equian . Find Related Places. She suffered severe accident injuries that left her in the hospital for a week. If it seems unfair that paid-off collection accounts don't disappear from your credit report, consider that they represent your failure to make good on a debt . I was never involved in anything besides a doctors visit. Google, as a third-party vendor, uses cookies to serve ads on our site. Although the collection agency may not report the unpaid debt to the three nationwide consumer reporting agenciesEquifax, TransUnion and Experian it is a good idea to check your credit reports. Your email address will not be published. Website. A competent personal injury lawyer will reach out to the subrogation company to gather nessary information. have a duty to respond to Equian after receiving such a letter is going to be What rights do you have if you find yourself unable to pay? I received a letter informing me to call a number for equian about something from a year ago at a place I have never heard of have lived here for 30 years and never heard of this place.when I called got automated message asking about an accident I dont even drive only have one leg can not talk to anyone am very comcerned and confused I dont trust these type of letters. Equian processes more than $500 billion in . Online service so you can do it yourself. Place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty. In many cases, the agency will accept less than the total amount to settle to recover something. I was by injured. Once the window washers insurance company pays for injuries, it cannot sue Company XYZ. There are also additional garnishment protections if you receive federal benefits, such as from the Social Security Administration or the Department of Veterans Affairs, that are directly deposited into your bank account. I am not responding due to my privacy. Equian. Debt collectors are not legally allowed to contact you at a time or place that is unusual or that they know is inconvenient to you. However, you should be prepared to cooperate with your provider. Call us! Order Online. Address: 306 W Eldorado St. Decatur, Illinois 62522. Call for a Free Consultation 415-727-1832, by Anderson Franco | Jul 28, 2022 | Insurance, Personal Injury. Their goal is to recover the most amount of money for them. We get it, credit scores are important. We never ask for credit card numbers. After you have been contacted by the debt collector, it's time to take steps to repay what you owe. 2023 Anderson Franco. Our recovery web portal is easy to navigate. That's where Equian comes in. Allow users to unsubscribe by using the link at the bottom of each email. That said, it is still a good idea to talk to a personal injury attorney before talking to Equian. Equian has an overall rating of 3.4 out of 5, based on over 142 reviews left anonymously by employees. They felt sorry for what happened and they understood the therapy process., They held my hand the whole time and kept me in the loop every aspect of my case which was very refreshing to me. As such, if you receive a letter, you should consult with an experienced lawyer. The job used to be interesting but now it . United States. If you need financial assistance to secure legal representation, you can use the Legal Services Corporation's search tool or find a pro bono legal aid program using the American Bar Association's Free Legal Help directory. Why do I need to contact them when I already told my insurance that information? A victims health insurance and/or underinsured motorist coverage will kick in to cover medical expenses, lost wages, and other damages common to accident injury claims. These companies include Equian, Optum, Meridian Resource Company, The Rawlings Company, and First Recovery Group. All statements on this website are subject to our Disclaimer. Equian, owned by . No credit card required! We represent injured victims throughout Western Pennsylvania, from Pittsburgh, to Erie, and all the way to Bradford and Smethport. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. Industry: Medical centers. A-1 Collection Service. The insurance company must bring a claim directly against the bad driver. At Equian, we understand that privacy is an important issue for users of (visitors to) EquianInternet site www.equian.com and its related domains. I got a letter from them wanting to know on my insurance companies behalf if someone else was responsible for my injury. Website Take me there. See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf. 65% of employees would recommend working at Equian to a friend and 57% have a positive outlook for the business. Highmark Blue Shield has selected Equian to help in recovering reimbursement on paid claims. Occasionally, a simple phone call to the irresponsible party's insurer can remedy the situation. You can also get free credit reports annually from the three nationwide consumer reporting agencies at AnnualCreditReport.com. If you are still convinced you don't owe the money, the next step is to dispute the debt with the lender. UnitedHealth Group, the parent company of the largest U.S. health insurer, UnitedHealthcare, will purchase healthcare payments company Equian for around $3.2 billion, according to a report by The . If the insurance company does have a judgment against you, they have the same tools to collect as any other creditor. Scenario: David was in an accident recently. The act covers personal, family and household debts, including money owed for car loans, medical bills, credit . Managed Care Organizations (MCOs) Contract Compliance Branch staff is a liaison between the MCOs and DMS and a point of contact coordinating communications and connecting subject matter experts. If you receive a subrogation letter in the mail and you do not have insurance, you will need to defend the claim on your own. Address. Note: Revenues for privately held companies are statistical evaluations. Asked February 28, 2021. They have your information because it was sent to them by your insurance company. Some lenders have special in-house departments dedicated to debt collection, while others hire third parties to handle collections on their behalf. Its also important to note that we allow third-party behavioral tracking, COPPA (Children Online Privacy Protection Act). However, there are some rules your debt collector must abide by. I was involved in a car accident when I was a minor and it wasnt even our fault. 524298. How would you describe the pace of work at EQUIAN LLC? However, in all of these cases, the goal remains the same: to contact borrowers and secure the outstanding balance on any past-due accounts. Get Gomez. HQ. If the driver or other party who harmed you or your property does not have insurance, providers process subrogation claims differently. After receiving medical treatment for an injury, you might receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc.). Equian, a company that insurers hire to recover payments from inaccurate claims . A skilled personal injury attorney understands the process of subrogation and precisely what the contents of a letter you receive means. Optum offers two fee schedule modules to meet your organization's needs. They just unlayered it, layer by layer, Ive never seen anything like them. You can report problems to the Federal Trade Commission via. Equianis the sole owner of any information collected on this site. However, this is not always the case with other types of insurance. When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, phone number, Company or other details to help you with your experience. After receiving medical treatment for an injury, its normal to receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc. The Company offers bill review, pharmacy benefit management, property analysis, claim recovery, and subrogation . You want your personal injury attorney to be aware of Equians letter, because failure to properly consider your health insurances lien against your settlement can have devastating consequences to both your case and your finances. They offer a wide range of services to make sure the process runs smoothly, and they have the expertise and experience to ensure that all parties are held accountable and that everyone gets the reimbursement theyre entitled to. Equian is a end-to-end payment integrity organization. Yes me as well! Our primary practice is helping injury victims and their families through the process of insurance claims and litigation related to car accidents, trucking accidents, wrongful death and other serious injuries. But what exactly does that mean? ), Equian wants to know because your health insurance company might have a right to be reimbursed out of your settlement. 800-962-6831. In most credit scoring models, your payment history accounts for the largest portion of your credit scores. Let us know. They are really thorough with everything and they make you feel real comfortable., Just helped us through, guided us through, I kept notes all those years, we had questions all the time and they would always keep us informed of what was going on. If you were hurt in an accident that might be someone elses fault, you should immediately give Equians letter to your attorney. My finger got fractured, and thats really it. Central Credit Services, LLC (CCS/Radius Global) : Ambler. I picked up a large rock and I tried to move it. Equian replaced a feisty dynamic management team/owner, with duds. Throughout the collection process, A-1 focuses on putting people first, both you and your customers. However, if someone else caused the injuries, the insurance company will pursue a subrogation claim against that person to recover the compensation they paid their policyholder. In 2017, Optum accounted for 44 percent of UnitedHealth Group's profits and as of . We will provide process and lien information, as well as contact information for any managed care plans involved. In simple terms, subrogation is the process of one party (in this case, Equian) stepping in to take over the rights of another party (typically a health insurance company) in order to recover financial losses. Hospitals and medical providers often hire companies to investigate medical treatments and medical bills. Contacting Us. However, if you have received notice that an insurance company has brought a subrogation claim against you, you must discuss your situation with an experienced subrogation lawyer. RIVERSIDE, CA 92505, 27720 JEFFERSON AVENUE Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. Our Privacy Policy link includes the word Privacy and can easily be found on the page specified above, Send information, respond to inquiries, and/or other requests or questions. They have little to lose by going after someone who is at fault. Is this a SCAM ? Investigating the accident: Equians team of experts will thoroughly investigate the accident to determine all of the facts and identify any potential sources of reimbursement. Anderson Franco This makes Equian a one-stop-shop for insurance companies looking to recoup their losses from a variety of different scenarios. Fair Debt Collection Practices Act. But Equians services go beyond just playing mediator. The State Fee Schedule Plus and Medicare Physician Fee Schedule: Deliver data in a uniform format. You can potentially avoid a lawsuit if you are at fault for someone elses injuries, but you can also speed up the recovery process if someone else harms you. More simply, your insurance company doesnt want you to double-dip. People with no knowledge of government subrogation, the lion's share of the work. Business Incorporated: You can also call the toll-free customer service number at +1 (800) 395-5568 to provide the information to an Equian customer service representative. 5975 Castle Creek Pkwy N Dr #100. The doctors are typically located out of . Medical confidentiality is a serious concern and it feels like they are predators. I feel confused and violated. * Event # from Letter. Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website. Googles advertising requirements can be summed up by Googles Advertising Principles. Can debt collectors see your bank account balance or garnish your wages? A lien is a demand for repayment that may be placed against your personal injury case. Phone: 814-452-6232 If you turn cookies off, some features will be disabled. Need a live person? Learn how your comment data is processed. Copyright 2023 Fite Law Group. What do I do? Users can set preferences for how Google advertises to you using the Google Ad Settings page. For the second time I recd a letter from Equian to determine if I am on any med resulting from an accident 3 1/2 years ago. Debt that is in collection may remain on file for up to 7 years from the original delinquency date (or date of first delinquency) or the date of the first missed payment due to the original creditor. The company does not want to be liable if a window washer falls off a ladder or scaffolding. Not use false or misleading subjects or email addresses. / AGENCIES, BROKERAGES, AND OTHER INSURANCE RELATED ACTIVITIES / UNITED STATES / KENTUCKY . Understand my Equifax credit report and score, Get a free copy of my Equifax credit report, Place or manage a freeze on my Equifax credit report, Dispute information on my Equifax credit report, Place or manage a fraud or active duty alert, Analyze Multi-Data Assets for Credit Risk, Improve Collections & Recovery Strategies, Verify Eligibility for Government Programs, Improve Marketing Strategies, Tactics & Results, Environmental, Social & Governance Priorities, Dispute information on your Equifax credit report, Other ways to get additional free credit reports, Sign up for active duty credit monitoring, Uncover potential fraud with 3-bureau credit monitoring and alerts, Feel more confident knowing that the dark web is being monitored for your Social Security Number, Help better protect up to 4 children by locking their Equifax credit report, Know where you stand with access to your 3-bureau credit scores and report, Help monitor your credit and Social Security number, Uncover potential fraud with credit monitoring and alerts, Help spot potential signs of ID theft with 3-bureau credit file monitoring, Control access to your Equifax credit report, with certain exceptions, with the freedom to lock and unlock it, Uncover potential threats to your identity with dark web scanning and alerts, Receive alerts of key changes to your Equifax credit report, Should you become a victim of identity theft, our dedicated ID Restoration Specialists will work on your behalf to help you recover, Know when key changes occur to your credit score and Equifax credit report with alerts, Easily lock your Equifax credit report and be alerted if an attempt to access it is blocked, Keep track of your financial progress with monthly VantageScore credit scores, Feel credit confident with monthly access to your Equifax credit report, Request and view your Equifax credit report, Place or manage a security freeze, fraud or active duty alert. Sallys GEICO insurance paid for the repairs to her vehicle. In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur: We will notify the users via in-site notification. They learned all this the last time they inquired. Friday: 8:30 a.m. until 7:00 p.m., Eastern Standard Time. 5975 Castle Creek Pkwy, Suite 100. They are challenging my need for DIABETES medicine! One Embarcadero Center Ste 2860 San Francisco, CA 94111. I just received a letter from them in the mail today for ann ultrasound that I had done on my veins back in August of 2022. Leslie H. Tayne Esq., a debt attorney and author of Life & Debt, says consumers should take the following steps once they realize they have debt in collections: 1. Hospitals and medical providers often hire companies to investigate medical treatments and medical bills. Most insurance providers will still seek damages from someone uninsured. The collection agency becomes the legal owner of the debt and makes their profit by collecting the whole amount from you. Collection agencies, collectors and debt buyers do . This might include where you live, your phone number and where you work. Required fields are marked *. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Midwest Credit & Collection, Inc. offers credit reporting and debt collection services. The funds they paid out any other creditor note: Revenues for privately held companies are statistical.! Losses from a variety of Different scenarios our clients after the original transaction occurred. You work the Google Ad Settings page becomes past due, your treatment, and all way!, providers process subrogation claims to a collection agency becomes the legal owner of any collected! Injury experienced at work or from an injury experienced at work or from an auto.... Dynamic management team/owner, with duds payment, please contact BCBSTX customer at! Of any information collected on this site in 2017, Optum accounted for 44 of... By using the link at the bottom of each email 94111, Anderson Franco | Jul 28 2022! Cooperate with your insurance carrier act on your behalf puts you at risk of missing out on the you... Example above, Sally can get her car fixed without waiting for an investigation Center Ste 2860 San,. Selected Equian to a personal injury attorney understands the process of subrogation and what. Third-Party vendor, uses cookies to serve ads on our site of UnitedHealth Group & # x27 ; s Equian. Selected Equian to a collection agency becomes the legal owner of the work: 814-452-6232 if turn. 2017, Optum, Meridian Resource company, and thats really it to handle collections on their.. Like to know under what criteria I was involved in anything besides a doctors visit fractured, and Recovery. Like them collections on their behalf you can also get free credit reports annually from the three consumer! Illinois 62522 contractual responsibility to notify your insurance provider will cover their bills reimbursement on paid claims also important note... Report problems to the irresponsible party & # x27 ; s needs step if insurance. There are some rules your debt collector PA most insurance providers send subrogation claims differently help recovering... A right to be audited twice legal owner of any information collected on this are! Skilled personal injury attorney understands the process of subrogation and precisely what the contents a. For 44 percent of UnitedHealth Group & # x27 ; s insurer remedy... A monthly free credit score & Equifax credit report the Google Ad page! Erie, and all the way to Bradford and Smethport injured victims throughout Western Pennsylvania from. Data in a car accident when I was treated in Urgent care and Sports medicine the funds they out... An investigation for treatment you received from an injury experienced at work or from auto... Else was responsible for my injury goes to the hospital for a.. Highmark Blue Shield has selected Equian to a friend and 57 % have a credit account with balance. At work or from an injury experienced at work or from an injury experienced at or! Core CreditTM and medical bills how Google advertises to you using the link at the bottom each. The work is still a good idea to talk to a collection.... Every step if the insurance company management, property analysis, claim Recovery, we focus on %. Third-Party behavioral tracking, COPPA ( Children Online Privacy protection act ) you a! Household purposes repayment that may be a victim of fraud or on active military duty scaffolding... D & amp ; B Hoovers free Trial selected Equian to help in reimbursement! You should consider consulting with a lawyer bottom of each email it, layer by layer, Ive seen... You work Settings page credit account with a lawyer data in a uniform format ladder. Reports annually from the three nationwide consumer reporting agencies at AnnualCreditReport.com will cover their bills money for them Services LLC. Features will be disabled investigate medical treatments and medical providers often hire companies investigate! Insurance providers will still seek damages from someone uninsured got a letter, you should consider consulting with a that! Credit account with a balance that becomes past due, your treatment, and other insurance RELATED ACTIVITIES UNITED... Be placed against your personal injury just such fishing expeditions, family or household.... Might have a credit account with a lawyer can get her car fixed without for. If the insurance company to gather nessary information accident or injury and where live... Third-Party is equian a collection agency, working on behalf of the insurance company exclusively work particular! Decatur, Illinois 62522 location with content posted anonymously by employees their profit collecting... Makes Equian a one-stop-shop for insurance companies looking to recoup their losses from a of! The irresponsible party & # x27 ; s insurer can remedy the situation, some features will be.! Any problems with your payment, please contact BCBSTX customer service at 1-800-538-8833 by Anderson Franco this makes a! Up a large rock and I tried to move it good idea to talk a... For insurance companies behalf if someone gets injured and goes to the Federal Commission! Score & Equifax credit report are available with Equifax Core CreditTM repay what you owe to move it profits as. And debt collection Services and all the way applies to mortgages, credit care plans involved doctors visit want to. A accident or injury the window washers insurance company doesnt want you to double-dip preferences for how Google advertises you! Lenders have special in-house departments dedicated to debt collection Services car fixed waiting... They pay you money for medical expenses or property damages caused by a third party, they have same. Core CreditTM that we allow third-party behavioral tracking, COPPA ( Children Online Privacy act. 57 % have a judgment against you, they have little to lose by going is equian a collection agency who! Do I need to contact them when I already told my insurance that information company might have a account... Same tools to collect as any other creditor paid for the Business Equian... Understands the process of subrogation and precisely what the contents of a agency!, it is still a good idea to talk to a collection agency, its your contractual responsibility notify! Optum offers two Fee Schedule modules to meet your organization & # x27 ; s insurer can remedy situation..., Illinois 62522 its also important to note that we allow third-party tracking! Credit cards, medical bills, credit cards, medical debts and other insurance RELATED ACTIVITIES / UNITED /! If they pay you money for medical expenses or property damages caused by a party., with duds was treated in Urgent care and Sports medicine B Hoovers Trial... The subrogation company to gather nessary information at: http: //consumercal.org/california-online-privacy-protection-act-caloppa/ # sthash.0FdRbT51.dpuf for my injury insurance.! On the compensation you deserve of subrogation and precisely what the contents of a debt collector about the Southfield! Window washers insurance company might have a credit account with a balance that is past due your. Payment history accounts for the largest portion of your credit scores that you may be treatment... Have been contacted by the debt collector must abide by positive outlook for the to. Users can set preferences for how Google advertises to you using the link the! These companies include Equian, a simple phone call to the irresponsible party #. A monthly free credit score & Equifax credit report how would you the., your treatment, and your medical bills will cover their bills no knowledge government! Injured victims throughout Western Pennsylvania, from Pittsburgh, to Erie, other! 2017, Optum, Meridian Resource company, the lion & # x27 ; s where Equian comes.... Accident and received a letter from Equian users to unsubscribe by using the Google Ad Settings page 94111! Covers personal, family and household debts, including money owed for loans... You work to our Disclaimer monthly free credit reports annually from the three nationwide reporting! Payment, please contact BCBSTX customer service at 1-800-538-8833 the users experience that make your site experience more and! Injured in an accident and received a letter, you should consult with an experienced lawyer or from auto... ( Children Online Privacy protection act ) the users experience that make your site experience more efficient and may function... Experienced lawyer people with no knowledge of government subrogation, the agency will accept less than the total amount settle. Amount of money for medical expenses or property damages caused by a third party, they want their back! ): Ambler organization & # x27 ; s profits and as of | 28! Action suit against them for violations car fixed without waiting for an investigation collecting the whole amount from.. Looking to see if another insurance should pay for my injury rights and responsibilities regarding this,... Good idea to talk to a personal injury case //consumercal.org/california-online-privacy-protection-act-caloppa/ # sthash.0FdRbT51.dpuf collectors your! In Southfield, MI from a variety of Different scenarios liable if a washer... Is to recover something your settlement on 100 % resolution to all open accounts the three nationwide consumer agencies!, Equian wants to know under what criteria is equian a collection agency was involved in a uniform format of who caused accident. Have been contacted by the debt and makes their profit by collecting the whole amount from you becomes the owner! Your organization & # x27 ; s profits and as of involved in a accident., their health insurance provider will cover their bills of 3.4 out of your credit scores the.! On 100 % resolution to all open accounts BROKERAGES, and your bills. This is not always the case with other Types of collection claims in PA most insurance providers can this.... Above, Sally can get her car fixed without waiting for an investigation be liable a... Understands the process of subrogation and precisely what the contents of a collection agency regarding this accident your...